Okay guys, I had two seperate but yet similiar post running.
So I am making this one post to simply say I am convinced.
I probably will use the library graphics for place holders and for quick story design but that's about it.
The actual games will have my own graphics.
I don't know much about 3D editors and I don't have a bunch of money right now. I did see a free 3D creation editor called Blender, so I am going to work with that one, unless someone knows a better free 3d creation editor.